IR Immigration

Renting a home: verify before paying

Check the advertisement, the person offering the property and payment requests to reduce the risk of a fake rental.

Facade of Bishop Court Apartments in Montreal.
Resized photograph: Jeangagnon / Wikimedia Commons — CC BY-SA 3.0 — CC BY-SA 3.0 — Image source

Searching remotely or in an unfamiliar city can make every opportunity feel as though it will vanish if you pause. That pressure helps misleading advertisements work. Before sending money or sensitive documents, establish what you actually know about the property and the person claiming to rent it.

A real address does not prove a real offer

A house may exist while the advertisement and contact are false. An RCMP warning from Nanaimo in November 2026 describes a property advertised by people who were not authorized to rent it. The essential question is whether your contact actually has authority to conclude the proposed rental. Official source.

Search the address and pictures through multiple sources and compare contacts and descriptions. Differences are not automatic proof of fraud but need independent explanation. An identity document sent by the contact is insufficient by itself; it may belong to someone else. Look for a way to verify their relationship to the property or management company.

Arrange a viewing and checks

A viewing lets you inspect the home, access and surroundings. If you cannot attend, ask about verification options without treating video as an absolute guarantee. A recording may show a real property while being reused by someone unrelated. Record what remains unconfirmed before committing.

Request written conditions, the renting party’s name and payment arrangements. Compare these with earlier conversations. A sudden change in recipient, account or reason for payment requires renewed checking. Pressure from another supposed applicant does not replace missing evidence in your own file.

Examine payment requests

Before paying, verify deposit and payment rules for the relevant province or territory. They differ across Canada. A practice described for another city is not a national rule. Request documentation connected to an identified rental and understand what happens if it does not proceed.

Be cautious of transfers described as a simple creditworthiness check, particularly without understandable terms. Do not provide banking access or security codes to reserve a viewing. Verify any intermediary claiming to protect funds through its own official channel rather than a link in the received message.

Plan an alternative

Verifiable temporary accommodation may give you time to examine offers locally. Check its terms and actual cost rather than assuming availability. Distinguish identified, verified and concluded housing in your tracker so an uncertain lead is not presented to family as secured accommodation.

If fraud is suspected, keep the advertisement, messages, contact details and payment evidence. The RCMP advises contacting appropriate services, including police and the financial institution. Do not wait for another promise from the suspicious contact before reporting. No single check guarantees a rental, but independent checks reduce pressured decisions.

Official sources checked November 6, 2026

Official sources and verification

Resized photograph: Jeangagnon / Wikimedia Commons — CC BY-SA 3.0 — CC BY-SA 3.0 Image source.